ornerie: (gir)
[personal profile] ornerie
hmmm

if we get a national health care option, and everyone who doesnt have private insurance gets on it, and then there's a major H1N1 pandemic like they're predicting this fall....

that's gonna suck. cause it will still be a new system, without the financial resources built up to handle a large scale payout so early in the game.

oooo boy.

*toddles off to make sure assets are liquid, bills are paid and job is secure....*

Re: Current system..

Date: 2009-08-23 02:27 am (UTC)
From: [identity profile] ornerie.livejournal.com
yes and no....there are still free market pressures that keep things more open. if an insurance company sucks, there is pressure from employees to switch.

what insurance company and the availability of good plans is considered a benefit, and so is a major hiring and retention point with companies. I know for my company I could choose between an HMO (where prices are set) or a regular payer system...

crappy insurance is a reason not to take (or stay) with a job. now, this might be changing as the job market gets more competitive, dunno....

Re: Current system..

Date: 2009-08-24 05:31 am (UTC)
From: [identity profile] albionwood.livejournal.com
"free market pressures" my a$$. Pressure from employees to switch... to what? All insurance companies suck, just in different ways. And with double-digit unemployment (here for a while), how much pressure can employees really exert - enough to overcome the pressure from management and shareholders to minimize costs?

The health insurance market is not free, it is a racket.

Re: Current system..

Date: 2009-08-24 03:36 pm (UTC)
From: [identity profile] ornerie.livejournal.com
huh...its interesting that your experience is so different from mine.... my company did some major changes to our health care after employee pressure (c0vering alternative medicine, preventative care, etc).

I wonder if the difference is california vs washington?

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